Homeowner associations are designed to be representative democracies governed by a board of directors elected by the members. Electing directors to the board that can thoughtfully govern is extremely important. To accomplish this, elections must be carefully planned, not hatched at the last minute. Here are important components of a successful election process:
If you've been waiting for rock-solid statistical evidence that the housing market -- and the national economy -- are well along into recovery mode, you definitely got it last week.
FreeRateUpdate.com research of wholesale lenders' rate sheets shows conventional 30-yr fixed mortgages available today at 4.875% to well-qualified consumers paying a standard origination fee of .07 to 1 point.
Hartz Mountain Industries, Inc., New Jersey's largest real estate development company, has signed an agreement with the U.S. Environmental Protection Agency (EPA) to cut energy and water use and to take other steps to reduce the environmental impacts of its retail and commercial properties across the state. Buildings are responsible for close to half of the nation's greenhouse gas pollution. Under the agreement, signed on March 11, Hartz will take steps to promote sustainability in its operations.
A recent memorandum from the legal department of the California Association of Realtors® (CAR) warns CAR members as follows: "Undisclosed payments in short sale transactions, especially those paid outside of escrow, may violate the law, including RESPA, laws against loan fraud, and licensing laws."
It happens to all of us -- as we get older, our eyesight and hearing aren't as good as they once were, and our balance and reflexes start to let us down. We start taking medications to treat what ails us, but that may cause dizziness or lightheadedness. That can often lead to a fall, especially if there are tripping hazards in the home.
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